Mumbai, India | August 10, 2026 — QubeHealth-Pay (“Qube”), a healthcare financial infrastructure platform, has announced a strategic partnership with Petos Insurance (“Petos”), an Indian pet health insurance and wellness platform, to expand access to digital payment and affordability solutions for veterinary care.
As part of the partnership, QubePay has been integrated into the Petos app and now powers Petos Pay, which is live for Petos customers. Petos policyholders can use QubePay’s payment infrastructure to settle veterinary bills at participating clinics and hospitals, earn healthcare-linked cashback on eligible spending and access Qube’s broader healthcare affordability tools alongside the insurance and wellness services available through Petos.
The partnership extends Qube’s healthcare payments model beyond human healthcare into the growing pet-care segment. While pet insurance can provide financial protection against significant medical expenses, routine costs such as veterinary consultations, vaccinations, medicines and preventive care can continue to represent a substantial out-of-pocket burden for pet owners.
“Pet healthcare has the same problem that we’ve spent years solving for human healthcare insurance may cover the big moments, but families are still paying out of pocket for every vet visit, every vaccination, every medicine. Partnering with Petos lets us bring QubePay’s payments and cashback infrastructure to pet parents, inside an app they already trust for their pet’s insurance. For millions of Indian households, pets are family — and healthcare affordability shouldn’t stop at the edge of the family,” said Pankaj Shukla, CEO, QubeHealth-Pay.
Through integration, Petos aims to bring insurance and everyday healthcare payments into a more unified digital experience. Pet parents can manage eligible healthcare spending through the Petos app while continuing to access the insurance and wellness benefits associated with their policies.
“Being a pet parent myself, I recognized the need for a more structured approach to financing pet healthcare. Pet parents in India have never had a single place to manage both their pets’ insurance and the day-to-day cost of keeping them healthy. This partnership changes that. By bringing QubePay into the Petos app, our policyholders get a seamless way to pay for vet visits, earn cashback on that spending, and know their pet’s healthcare is genuinely taken care of not just insured for the worst case, but supported every day in between,” said Orindam Sen, Founder & CEO, Petos Insurance.
The companies expect the partnership to facilitate more than ₹50 crore in pet healthcare payments over the next 18 months. Petos also expects to issue more than 10,000 Petos Cover policies over the next two years, supported by a projected annual growth rate of 100%.
The partnership comes as spending on pet healthcare increases alongside rising pet ownership, growing awareness of preventive animal healthcare and higher veterinary costs. As pet parents increasingly seek financial protection for both unexpected medical events and routine care, insurance and healthcare payment solutions are becoming a more integrated part of the pet-care ecosystem.
By combining Petos’ insurance and wellness platform with QubePay’s healthcare payment infrastructure, the partnership seeks to create a more connected financial experience for pet healthcare, bringing payment convenience, potential savings, and insurance protection together within a single digital ecosystem.
