Through her career in managing global teams of multi-million-dollar Fortune 500 companies in the banking, investment, and corporate industry, Paula Panagouleas Miller understood the crucial logic of life’s balance sheet. Your emotional, and thus, effectively, your physical health and well-being are directly proportional to many vital factors, including one of the most important, which is your relationships.
Paula Panagouleas Miller spent over a decade in corporate finance, managing multimillion-dollar portfolios and leading diverse teams. That experience, combined with her education at Harvard, taught her how to build systems, analyze risks, and drive results. But more importantly, it showed her the emotional toll of poor leadership and toxic relationships in the workplace. Her personal life—as a wife, mother, author, and certified relationship coach—reinforced the importance of empathy, boundaries, and emotional intelligence. These insights became the foundation of Karmascore, which empowers users to reflect on how their relationships make them feel over time.
A Journey Born from Necessity
Paula’s entrepreneurial journey began out of necessity. When she was in college, her mother became seriously ill and couldn’t afford her medications. To support her, Paula Panagouleas Miller started collecting items that other college students discarded at the end of each semester and resold them the following term. That small initiative turned into a profitable resale business and gave her the capital to launch a real estate company, which she eventually sold.
From Resale to Real Estate—and a Revelation
“That experience taught me that resilience, resourcefulness, and purpose can birth something powerful,” reflects Paula, who, years later or in January 2020 specifically, inspired by the complexities of modern relationships and her background in (finance) analytics, created Karmascore—an app to help people better manage and evaluate the relationships that shape their lives.
Merging Data with Humanity: A Harvard Legacy
As a Harvard graduate (Master of Liberal Arts, Sustainability and Environmental Management from 2007 to 2013), Paula has always been driven by a desire to merge data and humanity to make life better.
A Mission to Strengthen Relationships
At the heart of every meaningful connection is a conscious investment of time, energy, and care. Paula, the dynamic CEO of Karmascore and a Certified Relationship Coach, has made it her life’s mission to help people cultivate stronger, healthier, and more fulfilling relationships—both personally and professionally. With a passion rooted in empathy and a mind sharpened by decades of business leadership, Paula brings a unique fusion of emotional intelligence and analytical precision to the world of relationships.
A Multitalented Spirit – Entrepreneur, Coach, and Author
Paula’s entrepreneurial spirit has never been one-dimensional. Before founding Karmascore, she built a formidable in the private sector. In parallel, she nurtured her entrepreneurial spirit by launching and growing several successful self-started businesses. She was the Chief Executive Officer at Advice and Spice from Jan 2019 to July 2022, where she was the authorized relationship and dating coach, helping people build good relationships.
Also, during those two years, she completed her first book, Oh My, Oh Me! Where Is My Buzz, Buzz, Bee? – A mother bee is searching for her baby and encounters many animals in this children’s book meant for toddlers and those just learning to read.
Later, in October 2020, May 2023, and Jan 2024, she published three more children’s books:
I Love You More, which shows a daughter what fun jobs mommy has. It is an adventure for a mother and a child in everyday life.
My Sweetest Arlo – Spend time with Arlo and his family for the memorable moments and adventures of his first year and
I Wish – The book weaves a rich tapestry of kindness and love. Readers are invited to embark on a journey of inspiration, an experience that is both heartfelt and meaningful.
Karmascore: Transforming Relationship Health
Today, she channels all of that experience into Karmascore, an award-winning relationship analytics company that’s transforming the way people understand and manage their social ecosystems.
Karmascore is more than an app—it’s a tool for self-awareness and relationship alignment. It empowers users to evaluate and track their relationships via memories, money, and milestones.
Pauls shares, “With Karmascore, anyone can keep up with important relationships. We create healthier relationships with interpersonal connections informed by data! Karmascore is now available for download on Google Play and the Apple Store. Look for more information at karmascoreapp.com.”
Karmascore’s mission is to improve the quality of people’s lives by helping them reflect on, prioritize, and strengthen their most important relationships—romantic, platonic, familial, and professional. The app lets users log memories, track relationship patterns over time, and receive insights and recommendations. Paula Panagouleas Miller clarifies, “We’re not a dating app or a journaling tool—we’re the first true relationship analytics platform. Our values—honesty, accountability, growth, and kindness—guide everything from product design to customer support. What sets us apart is our belief that people should invest in relationships as they invest in physical and mental health.”
Technology That Nurtures, Not Numbs
Karmascore is driving impact by sparking a new category: relationship health. It is giving users data-backed ways to recognize red flags, appreciate green flags, and communicate more intentionally. Paula Panagouleas Miller informs that they also partner with universities, therapists, and content creators to normalize emotional check-ins and reduce the stigma around relational pain. It’s tech that nurtures, not numbs. She credits her time at Harvard for helping her develop a mindset that values innovation not just for novelty’s sake but for human well-being.
Impact That Hits Home
The true impact of the app is deeply personal. Sharing a successful result of the app, Paula Panagouleas Miller says, “One of the most defining moments was when a young woman wrote to us saying Karmascore helped her recognize a pattern of emotional manipulation in her long-term relationship. She told us the app gave her clarity and courage to leave.” That message left Paula Panagouleas Miller in tears. It reminded her why they exist—not to judge relationships but to help people feel seen, supported, and stronger.
Creating a Culture of Clarity, Growth, and Kindness
Paula’s leadership philosophy is rooted in transparency, autonomy, and trust. She believes in hiring people smarter than her and then giving them the space to excel. She prioritizes clarity over control and kindness over ego. This approach creates a culture where team members feel safe to share ideas, take risks, and support each other. “It also mirrors how we want our users to feel—safe, seen, and empowered in their relationships.”
Leading with Empathy in a Male-Dominated Industry
As a female founder in tech, Paula Panagouleas Miller has often had to prove the validity of a problem men didn’t always relate to—relationship overwhelm, emotional burnout, and the invisible labor of care. She’s been underestimated, interrupted, and second-guessed. But instead of letting it break her, she used it as fuel. She learned to advocate clearly, pitch fearlessly, and lead unapologetically. These experiences shaped her leadership philosophy: lead with clarity, compassion, and courage—especially when the room isn’t built for you.
Purpose as a Compass in Uncertain Times
Further, in moments of uncertainty or high-stakes decision-making, Paula Panagouleas Miller stays grounded by staying close to her purpose. She revisits messages from users who’ve found healing through Karmascore. She leans on her husband, who’s a brilliant professor and her best friend. She spends time with her kids, whose joy is a daily reminder of what really matters. She works out. It’s a great resource. As for inspiration, she stays curious. She reads, listens, walks, reflects, and lets herself be moved by everyday moments. She also credits her Harvard education that instilled in her a lifelong commitment to learning, and that mindset helps her navigate complexity with calm and confidence.
Empowering the Next Generation of Leaders
Thus, using her vast repertoire of experiences, Paula Panagouleas Miller now empowers other women, professionals, and aspiring entrepreneurs through her work, mentorship, and public voice. She talks publicly via social media about relationship health, startup life, and the unique pressure women face to “do it all.” She is open about her wins and her failures because she wants to normalize the messy, nonlinear path to success. Through Karmascore, she also creates content that encourages self-worth, emotional awareness, and healthy boundaries—topics that disproportionately affect women and are often overlooked.
For the aspirants, especially in industries or spaces where female leadership is still emerging, Paula Panagouleas Miller hopes her journey shows that they don’t have to wait to be invited, approved, or validated. Build the thing. Start the conversation. Take up space. Female leadership doesn’t have to mimic traditional power structures to be effective. “In fact, the most powerful leaders I know lead with empathy, intuition, and collaboration. We need more of that. We need more of us,” she insists.
Rooted in Family, Fueled by Purpose
Outside of the boardroom of Karmascore, Paula Panagouleas Miller is an author, a passionate advocate for emotional education, a proud wife, and a mom. “I’m deeply committed to helping build emotional intelligence. I’m also passionate about empowering immigrants and first-generation families—my father came to the U.S. from Greece with nothing but grit and dreams.” That legacy fuels her.
You Don’t Need Permission—Just Passion
In her piece of advice to aspiring entrepreneurs, especially those hesitant to take the first step, Paula Panagouleas Miller says: Start messy. You’ll never feel fully ready, and waiting for perfection is just fear in disguise. Focus on the problem you’re solving and the people you’re serving. Talk to them. Build with them. Remember: rejection is redirection. Every no teaches you something. Every obstacle builds resilience. Keep going. You don’t need to have it all figured out—you just need to care enough to begin.
