The Law Offices of Colby Lewis is a Houston firm founded in 2015 by Colby Lewis. The firm has recovered more than $200 million for its clients. The firm handles insurance claims by reviewing the denial letter and policy, gathering repair and damage evidence, and managing all contact with the insurer.
Houston, the Harris County seat, is the largest city in Texas, and its spot near Galveston Bay and the Gulf of Mexico puts it in the path of hurricanes and tropical storms almost every year. When unexpected damage hits a home or business, the next fight is often with the insurance company, and many find their claim delayed, denied, or underpaid.
If you are from this region, facing a situation with insurers and looking for insurance claims attorneys in Houston, TX, who handle insurance disputes regularly and know the local courts, The Law Offices of Colby Lewis is one such firm people trust in this area.
Below is a look at the firm’s background and how it handles insurance claims.
About the Firm and Its Founder
Colby Lewis is a seventh-generation Texan. He graduated from the University of Houston Law Center in the top 15% of his class in 2005, where he was part of the mock trial and moot court teams.
With over two decades of practice, including insurance-related litigation, he has learned how insurers value, discount, and dispute claims.
Some of the recognition he has earned:
- More than $200 million recovered for clients
- Texas Super Lawyers every year from 2016 to 2026, including Top 100 Houston Super Lawyers
- AV Preeminent rating from Martindale-Hubbell
- “Superb” rating on Avvo and membership in the Texas Bar College
- Former defense counsel for some of the largest insurance companies in the country
The main office of The Law Offices of Colby Lewis is at 815 Walker Street in downtown Houston, with additional offices in San Antonio, Corpus Christi, McAllen, and Brownsville.
How the Firm Works on an Insurance Claim
The firm’s insurance work covers hurricane and tropical storm damage, hail and fire damage, homeowner policies, property damage, and business insurance.
- Free case review. Colby uses his insurer-side experience to evaluate the claim accurately and explain whether you need a lawyer.
- Reading the denial letter and the policy. Insurers must give a reason for denying or reducing a claim, and the letter usually names the policy provisions they rely on. Colby Lewis compares those provisions against the full policy, including any separate windstorm or hail deductible, to see whether the insurer applied them correctly.
- Collecting proof. You keep a record of every call and email with the insurer, along with photos and receipts. The firm adds contractor or engineer reports that show what repairs actually cost, because the insurer’s estimate can sit well below the real figure.
- Taking over insurer communication. Once you hire the firm, it handles contact with the insurer, so you are not explaining the loss to an adjuster alone. If the insurer asks for a recorded statement, the firm reviews the request first, since an earlier statement can later be used to deny or cut a claim.
- Checking how the insurer acted. Texas law sets rules for insurers. Chapter 541 of the Insurance Code bars unfair settlement practices, and Chapter 542 sets deadlines for responding to and paying claims. The firm checks whether the insurer investigated properly and stayed within those rules. It also watches for tactics such as admitting the damage but blaming only half of it on the storm.
- Negotiation, then court if needed. Colby deals with the adjuster directly. Because he once defended insurers, he can tell when an offer is low and answer it with the policy language and the evidence. If the insurer still won’t pay fairly, the claim can become a lawsuit for breach of the policy or bad faith handling. The firm knows how Harris County courts treat these cases and tracks the statute of limitations so the filing deadline does not pass.
Throughout, clients work directly with the lawyer handling their case.
Final Takeaways
- Storm claims in Houston often call for a lawyer who knows Texas policy law and the local courts.
- Colby Lewis opened the firm in 2015 and has practiced in Texas since 2005.
- The firm has recovered over $200 million and holds Super Lawyers and AV Preeminent recognition.
- Photos, estimates, and insurer letters kept early make a claim harder to dispute.
- The Law Offices of Colby Lewis takes claims from the free first review through negotiation and, if needed, trial.
